Medicare Supplement
Medicare Supplement Plans work with Original Medicare to cover some or all out-of-pocket costs not covered by Parts A and B, like deductibles, copays, and coinsurance.
Medicare Part A
Medicare Supplement Plans pick up the 20% coinsurance that Original Medicare Part A doesn’t cover for hospital stays, skilled nursing facilities, and home health care.
Medical Underwriting
Did you know that you must pass Medical Questions to be able to purchase a Supplement Plan if you’re past your 1 year of the Guaranteed Issue Period when you first become eligible for Medicare? If this applies to you, please click on the button below to see what those questions are.
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All Supplement plans offer different benefits! Monthly Pricing is also based on the county you live in, your age, and tobacco use.
Please visit our contact page to learn what the Supplement Plans would cost to you.
Don’t forget, we service the whole state of Florida!
Understanding the differences between a Medicare Supplement Policy and Medicare Advantage Policy can be difficult. Please view the quick 11-minute video below to learn more. Or CLICK HERE for a downloadable PDF Sales Presentation reviewing the differences plans.
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If you enroll into any Medicare Plan directly with Medicare, you will not have an agent to contact when you have customer service issues throughout the year! You would have to wait till the next Annual Enrollment Period to have us gain the Agent of Record to be able to help you with your Medicare Policy throughout the year.
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If you enroll into a Medicare Plan directly with Florida Blue, then their Corporate Office will be your Agent of Record and that can NEVER be changed!
Medicare Part B
Different Medicare Supplement Plans cover some or all of the 20% that Original Medicare Part B doesn’t cover for doctor visits and many outpatient services, such as lab tests, X-rays, and physical therapy.
Medicare Part D
Medicare Supplement Plans do not offer Prescription Drug Coverage. If not purchased when you’re first eligible for Medicare, you could incur a Lifetime Late Enrollment Penalty (LEP). Click the button below to learn more.
Supplement Plan Benefits
All Private Insurance Companies offer the same Supplement Plans because their benefits are managed by the Government. Please click on the button below to learn more about what the different Supplement Plans cover.
(As of 10/4/24, the 2025 Supplement Book has not been released.)
Florida Blue Supplement FAQS
Since all Private Insurance Carriers must offer the same type of Supplement Plans since the Government sets those standards, each carrier offers different added perks for purchasing a Supplement Policy. Click the button below to learn what we have to offer.
If you are viewing any PDF documents downloaded from our site on your laptop or computer, you can click “Ctrl” & “F” at the same time to populate a search box in the document. In that search box, you can type whatever you’re looking for and it will take you to every word pertaining to your search in that document.