What is Original Medicare Part B?
Medical Insurance
Part B covers certain doctors’ services, outpatient care, medical supplies, and preventative services.
Not familiar with Original Medicare Part B coverage & costs? Please click on the image to your right to download the 2025 Medicare & You Handbook to learn more.
Can’t afford the monthly Medicare Part B Premium?
Please click on the image to your right to view the Qualifying Income Amounts and more information on the Medicare Savings Program.
Don’t qualify for the Medicare Savings Program, but think you qualify for the Extra Help Program? Please click on the image to your left to learn more about how to get your prescription coverage paid for by the Government.
Don’t qualify for either of those programs and still can’t afford the monthly Medicare Part B Premium?
Don’t waive your Medicare Part B unless you’re covered under a Group Insurance Plan through your Employer!!
You could incur a Lifetime Part B Late Enrollment Penalty (LEP)! Please click on the link below for an informational video regarding the Part B LEP.
IMPORTANT FACT!!
If you’re not already drawing your Social Security Retirement Checks by the time you turn 65, you will not automatically be enrolled into Medicare Part B. You must sign up for it manually when your Initial Enrollment Period (IEP) begins. Which is the 3 months before your 65th birthday. You MUST sign up during these 1st three months to avoid the LEP!
You can do this online by visiting the link below.
Sign up for Medicare Part B online
Or you can visit your local Social Security office to sign up in person. Please click the link below to find the Social Security Office that’s closest to you.
Are you paying more than $174.70 a month for your Part B Premium?
(As of 10/4/24, 2025 amounts have not been released.)
IMPORTANT FACT!!
If you’ve had a life change in the last two years that has lowered your income, you can submit the Medicare Income-Related Monthly Adjustment Amount-Life-Changing-Event form to Social Security to get your monthly Part B Premium lowered. Please click the button below for the downloadable form that includes directions for submission.
2024 Part B Benefits Medicare does NOT Cover (As of 10/4/24, 2025 amounts have not been released.)
Calendar Year Deductible - $240
20% of the Medicare-Approved Amount for Medically Necessary Services
100% of Medicare-Approved Excess Charges
If you are viewing any PDF documents downloaded from our site on your laptop or computer, you can click “Ctrl” & “F” at the same time to populate a search box in the document. In that search box, you can type whatever you’re looking for and it will take you to every word pertaining to your search in that document.
More detailed Information can be found on our Medicare Info Page by clicking here.
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More detailed Information can be found on our Medicare Info Page by clicking here. 〰️
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If you enroll into any Medicare Plan directly with Medicare, you will not have an agent to contact when you have customer service issues throughout the year! You would have to wait till the next Annual Enrollment Period to have us gain the Agent of Record to be able to help you with your Medicare Policy throughout the year.
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If you enroll into a Medicare Plan directly with Florida Blue, then their Corporate Office will be your Agent of Record and that can NEVER be changed!