FCL is a Dental Carrier Florida Blue owns that manages their Dental Benefits. They offer one HMO Dental Plan, which is the BlueDental Care FI315.

HMO policies require a General Dentist to be tied to your plan and if you need to see any type of Specialty Dentist, you will need a referral from your General Dentist first.

Dental Plan Applications with FCL must be submitted by the 15th of the month to be effective for the following month.

There is not a 6 month Wait Period for Adults on Basic or Major Services, but it is an Adult ONLY Plan.

This plan does not have a Cap on services like the FCL PPO Plans do.

The BlueDental Care FI315 requires a Year Contract as well as a one-time $35 Enrollment Fee.

It also requires Automatic Payment for the monthly premiums, unless you’d like to pay for it annually which would save you $12 a year.

Please click HERE to view the BlueDental Care FI315 Summary of Benefits.

If you already have a dentist, please click the image below to visit FCL’s Online Provider Directory to see if the location you visit participates in this network. In the Dropdown box labeled “Select Plan Name,” make sure you highlight the Prepaid F Plan Network.

If you do not have a dentist, we can send you a list of ones in your area that are Accepting New Patients and participating in the Prepaid F Plan Network once you have purchased this plan.

If you’re interested in purchasing one of FCL’s Dental Plans, please visit our contact page at the top or bottom of this page to set a Phone or Zoom appointment so we can answer any questions you may have and help you submit a Dental Application for enrollment.